Recommendations ! 10 The Best Health Insurance

The best insurance in Indonesia can be determined based on a number of indicators. One of the main determinants is financial health which can be seen in the company's annual report. It should be noted that the number of insurance companies in Indonesia is estimated at more than 70. Therefore, curating the background of each company will of course take a long time. Especially if you want to immediately have insurance. 

Lifepal has the solution, here! You can consider the order of the best insurance companies in Indonesia according to the Insurance Media Research Institute. Alternatively, consider the recommendation of the largest and best insurance list in Indonesia from Lifepal by type. That way, you don't have to read the reviews of all the companies one by one. The best health insurance recommendations in Indonesia In choosing a good health insurance in Indonesia, there are several factors to consider. These factors include the sum insured in proportion to the hospital fees and premiums paid, the area of the partner hospital, to other benefits that can benefit customers. The following are the best health insurance options in Indonesia in full: 

1. AXA Mandiri
One of AXA Mandiri's flagship health insurance products is Smartcare Executive. This insurance policy option is perfect for those of you who want insurance benefits with a high annual limit and low premium prices, starting from IDR 170 thousand per month. This policy also provides health insurance and life insurance benefits at the same time. AXA Mandiri also provides the best dental insurance that is included in the benefits of its health insurance policy. 

2. Lippo Insurance
If one of Lippo Insurance's policies is perfect for those who are looking for home health insurance with dental health insurance benefits. The HealthPlus Family Policy allows customers to get the benefits of one policy for all family members at a monthly premium of only IDR 416,000.. The annual limit of the policy reaches Rp. 300 million.

3. Prudential
Prudential health insurance is indeed the most sought after choice of people today. There are several choices of insurance policies that can be tailored to the needs of each customer, such as PRUPrime Healthcare. This insurance offers coverage according to PRUPrime Healthcare Syariah bills with the advantage of being a Marhamah Fund compensation if the main participant dies. No half-hearted, the total coverage benefits offered reach IDR 35 billion per year! Find more information about Prudential insurance on Lifepal. 

4. PT AIA Financial
AIA Health Insurance is a product of PT AIA Financial Indonesia. The company's standout products are Premier Hospital and Surgical Plus. This product covers inpatient and outpatient expenses up to the age of 80. 

5. FWD Life 
Another best health insurance in Indonesia is FWD Life. FWD Indonesia is a multinational life insurance company, part of the FWD Group.. Its superior products are health insurance with a limit of up to Rp75 billion and COB BPJS Health. 6. PT Asuransi Cigna No less superior to the previous health insurance company, PT Asuransi Cigna also has a family health insurance policy with fairly low premiums. You can get the flagship Cigna Family Care Optima with prices starting from IDR. 500000. Also, another advantage of Cigna health insurance is the limit of up to IDR 67 billion and having international hospital partners. 

7. Allianz Life
Another best health insurance company is Allianz Life. PT Asuransi Allianz Life Indonesia (AALI) is actually a subs of a Allianz Group. The company excels in health insurance policies because it offers a limit according to the bill. Not only that, Allianz Life also has more than 1000+ hospital networks both domestically and abroad. 

8. PT Asuransi Sinar Mas
The best insurance company that also offers health insurance policies is Sinar Mas. Sinar Mas has products available for the insured individuals, families, and employees. With premium prices starting from Rp. 119 thousand per month for Simas Sehat Gold Insurance policies and a wide range of hospital partners both domestically and internationally, Sinar Mas Health Insurance products are in high demand by customers. 

9. Astra Life
Astra Life is also the choice of other best health insurance companies that should be considered. PT Asuransi Jiwa Astra (Astra Life) itself is a a subsidiary by the Astra Group. Its health insurance product is superior because it has 900++ hospital partners. Not only other advantages are the benefits of multiple claims. 

10. Mega Life
Another best insurance company that also offers health insurance products is Mega Life. PFI Mega Life is a joint venture life insurance company between CT Corp (Indonesia) and Prudential Financial Inc., (United States). The company's health insurance products are quite superior because premium prices start at IDR 80 thousand per month and there is a 50 percent no claim bonus benefit. Want to get a free consultation about the full benefits and premiums of health insurance? Or a discount on health insurance premiums of up to 30%? Get the best advice and offers according to your needs on Lifepal.

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